COVENANT ROOFING AND CONSTRUCTION, INC. TERMS AND CONDITIONS

Last Updated: November 22, 2025

These Terms and Conditions (“Terms”) constitute a legally binding agreement between Covenant Roofing and Construction, Inc., a Florida corporation with its principal place of business at 1410 Emerson Street, Leesburg, FL 34748, (“Covenant,” “we,” “us,” or “our”), and you, the user, customer, or homeowner (“Customer,” or “you”). These Terms govern your access to and use of our website, the solicitation and provision of all roofing services, and participation in any promotional offers advertised by Covenant. By accessing our website, requesting an estimate, entering into a contract for services, or participating in any promotion, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must not use our services or participate in our promotions.

1. Definitions and Interpretation

1.1. Key Definitions:

• “Services” refers to the residential and commercial roofing activities provided by Covenant, including new roof installation, repair, maintenance, and financing facilitation.
• “Website” refers to the URL located at https://covenantrooffl.com/ and all associated pages, content, and applications.
• “Service Agreement” or “Contract” refers to the separate, written agreement executed between Covenant and the Customer outlining the specific scope of work, project specifications, and total cost.
• “Promotions” refers collectively to all special offers, discounts, rebates, or cash-back programs advertised by Covenant, including the $500 Off Discount and the limited-time $500 Cash-Back Promotion.
• “Initial Sales Appointment” refers to the first physical meeting between the Customer and a Covenant sales representative or estimator at the Customer’s property to discuss the proposed roofing work.

1.2. Interpretation: The headings used in these Terms are for convenience only and do not affect the interpretation of the clauses. The word “including” means “including without limitation.”

2. Covenant Services, Estimates, and Contract Formation

2.1. Description of Services: Covenant offers specialized residential and commercial roofing services, including but not limited to:

• Complete new roof installation and replacement.
• Comprehensive roof repair for leaks, storm damage, and wear.
• Scheduled preventative roof maintenance programs.
• Facilitation of financing options by connecting Customers with independent, third-party lending institutions (“Financing Partners”).

2.2. Estimates and Proposals: Any estimate provided by Covenant for potential work is preliminary and subject to change based on further inspection, material costs at the time of contract signing, and unforeseen conditions discovered during the project. Estimates are valid for a limited time, as specified within the estimate document.

2.3. Contract Formation: A legally binding agreement for Services is formed only upon the mutual execution (signing) of a formal Service Agreement or Contract by both the Customer and an authorized representative of Covenant. All Services are strictly governed by the terms of the specific Service Agreement. In the event of any conflict or inconsistency between these website Terms and the executed Service Agreement, the provisions of the Service Agreement shall take precedence and control.

3. Payment and Third-Party Financing Terms

3.1. Standard Payment Obligations: The Customer agrees to pay Covenant the full contract price as set forth in the Service Agreement in accordance with the specified payment schedule. Failure to make payments when due constitutes a material breach of the Service Agreement, potentially resulting in work stoppage, lien filing, and other remedies permitted under Florida law.

3.2. Financing Facilitation:

• Covenant acts solely as a referral source or facilitator, connecting the Customer to independent Financing Partners who offer loan products. Covenant is NOT a direct lender or bank.
• Credit Risk and Approval: The extension of credit and approval of any loan application rests entirely with the Financing Partner and is subject to their independent credit evaluation and criteria. Covenant makes no representations, warranties, or guarantees regarding the Customer’s eligibility for financing or the terms of any loan.
• Separate Agreement: The Customer understands and agrees that they will enter into a separate, independent financing agreement with the chosen Financing Partner. The terms, conditions, interest rates, repayment schedules, and fees of that financing agreement are solely between the Customer and the Financing Partner, and Covenant bears no responsibility or liability for them.
• Customer Responsibility: The Customer is responsible for ensuring they fully understand all aspects of the financing agreement before execution.

4. Warranties and Disclaimers

4.1. Transferable Workmanship Warranty: Covenant warrants that the installation services provided will be free from defects in workmanship for the period specified in the Service Agreement. This warranty is transferable in accordance with its specific written terms. This workmanship warranty does not cover damage caused by misuse, neglect, lack of maintenance, acts of God (including hurricanes, tornadoes, etc.), or subsequent alterations by third parties.

4.2. Transferable Manufacturer’s Warranty: The Customer receives the standard written warranty provided by the manufacturer of the materials installed (e.g., shingles, tiles, metal). This warranty covers defects in the materials themselves. Covenant facilitates the transfer of this warranty to the Customer but does not guarantee the manufacturer’s performance under its warranty. All claims regarding material defects must be made directly to the material manufacturer.

4.3. Warranty Exclusions: THESE EXPRESS WARRANTIES ARE IN LIEU OF ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, ALL OF WHICH ARE HEREBY EXPRESSLY DISCLAIMED.

5. Specific Terms Governing Promotions

The following detailed terms apply to participation in any special offer, discount, or cash-back program offered by Covenant, and are strictly enforced.

5.1. General Promotional Rules and Anti-Stacking Policy

• Non-Combinability (Anti-Stacking): NO PROMOTIONS OR DISCOUNTS MAY BE COMBINED OR STACKED. The Customer must elect to use only one (1) promotion or discount per Service Agreement, per project, and per household. Acceptance of one promotion automatically voids eligibility for any other promotion or discount (including the $500 Off Discount and the $500 Cash-Back Promotion).
• Timing is Material: The eligibility for any promotion is strictly contingent upon the Customer initiating the request or presenting the required code/coupon DURING THE INITIAL SALES APPOINTMENT.
• Waiver of Claim: If the Customer fails to request the promotion or present the coupon during the Initial Sales Appointment, the offer is deemed waived and cannot be retroactively applied to a signed contract, during the course of construction, or after the job completion. This limitation is a material term of the offer.
• Applicability: Unless expressly stated otherwise, Promotions apply exclusively to residential roofing projects.

5.2. Promotion: $500 Off Discount

• Offer: Eligible Customers receive a $500 reduction applied directly to the total contract price stated in the executed Service Agreement.
• Presentation Requirement: The Customer must explicitly request the $500 Off Discount or present the corresponding coupon/code image to the sales representative during the Initial Sales Appointment.
• Condition: Acceptance of this discount makes the Customer ineligible for the $500 Cash-Back Promotion or any other promotion.

5.3. Limited-Time Promotion: $500 Cash-Back Payment

• Offer: A qualified Customer will receive a $500 cash payment (“Cash-Back”) upon satisfying all the conditions specified below.
• Promotional Period: This offer is strictly valid only for Service Agreements signed between November 21, 2025 and December 24, 2025.
• Mandatory Financing Condition: This promotion is exclusively valid for homeowners who finance the total contract price of their new roof installation through one of Covenant’s pre-approved Financing Partners. The offer is NOT available if the Customer utilizes:
  • Cash payment.
  • Their own bank, credit union, or any external, non-Covenant facilitated financing source.
  • Any combination of the above.
• Presentation Requirement: The Customer must explicitly request the $500 Cash-Back offer or present the corresponding coupon/code image to the sales representative during the Initial Sales Appointment.
• Cash-Back Issuance Conditions (Strict Compliance Required): The $500 Cash-Back payment will be processed and issued ONLY after all the following conditions have been met and verified by Covenant:

1. The complete new roof installation, as defined in the Service Agreement, is physically finished and accepted by the Customer.
2. The financing loan obtained through the Covenant Financing Partner has been fully approved, executed, and the entire principal balance has been disbursed and funded to Covenant.

• Exclusion: Acceptance of this Cash-Back promotion makes the Customer ineligible for the $500 Off Discount or any other promotion.
• Limit: Limited to one (1) Cash-Back payment per household.

6. Limitation of Liability and Indemnification

6.1. Limitation of Liability: TO THE MAXIMUM EXTENT PERMITTED BY FLORIDA LAW, COVENANT, ITS OFFICERS, DIRECTORS, AGENTS, AND EMPLOYEES SHALL NOT BE LIABLE TO THE CUSTOMER FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING LOST PROFITS, LOST REVENUE, LOSS OF BUSINESS OPPORTUNITY, OR COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS, THE SERVICES, OR ANY PROMOTION, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF COVENANT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6.2. Maximum Liability: In no event shall Covenant’s total cumulative liability to the Customer for all claims arising under these Terms or the Service Agreement exceed the total amount actually paid by the Customer to Covenant for the specific Services under the applicable Service Agreement.

7. Governing Law and Dispute Resolution

7.1. Governing Law: These Terms and Conditions shall be construed, enforced, and governed exclusively by the laws of the State of Florida, without regard to its conflict of laws principles.

7.2. Jurisdiction: The Customer and Covenant agree that any claim or dispute arising out of or relating to the Services, the Promotions, or these Terms shall be subject to the exclusive jurisdiction of the state or federal courts located in Lake County, Florida (where Leesburg is located). The Customer consents to the personal jurisdiction of such courts.

8. Miscellaneous Provisions

8.1. Severability: If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed from these Terms, and the remaining provisions shall remain in full force and effect.

8.2. Entire Agreement: These Terms, together with the executed Service Agreement, constitute the entire agreement between the Customer and Covenant regarding the Services and supersede all prior or contemporaneous communications, proposals, and agreements, whether electronic, oral, or written, between the Customer and Covenant.

8.3. Changes to Terms: Covenant reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting the revised document to the Website. The Customer’s continued use of the Website or Services after such changes constitutes acceptance of the new Terms.